Resources The People of Billings, MTScrappy HomeownersHomeowning urban singles with low income.Pre-middle-age to middle-age singles on a lower to middle income who own their own home. Some have a college education and work in services and the professional sector.Ramen MetrosLower-income urban singles.Most rent their apartment or condo. Some have a college education and work in services and the professional sector.Stretched BudgetsLower-scale urban couples with children.Mixed educational status with some having a high school education and some college. Combined income low-to-moderate.Urban Empty NestersMature families with grown children.Couples heading into retirement age with adult children out of the house. Comfortable income. Education varies from high school to college with some holding mid-management positions.Golden YearsSeniors over 65 who live in the city.Most own their own home and have a low to moderate income. Most have a high school education or lower, while some have a college education.